Posted By toddm on 02 Jun 2013 10:05 PM
The reality is that the walls, roof, windows, doors and garage doors must be missile-resistant and the connections of the structural elements must be capable of withstanding 250 mph wind pressures. Missile resistance of walls and even roofs is fairly easy to achieve with current ICF (insulating concrete form) construction, however the connections for long span roofs and tall walls to transfer the loads induced by a 250 mph wind must be 7 ½ times stronger than those routinely required by today’s codes
Not that it's directly pertinent to a home in tornado areas but consider this. I worked at a DOE Strategic Petroleum Reserve oil storage site south of Baton Rouge, LA. We built a new shelter building over the pump pad. The AE firm stated that the most economical and sensible approach to deal with Category 4 and above hurricane winds was to fasten the sheet metal siding so that in winds above 120 mph the siding would peel off and blow away. The naked steel skeleton frame would then withstand all projected winds above 120 mph. If the siding were fastened so securely that it would not come off, the resultant wind forces would be enough to collapse the entire building.
So, in order to preserve the most costly part of the building it was cheaper to sacrifice the lower cost part of it. Of course, in this case time is normally available to move people out of the way so people protection was not a critical factor like the issue is with tornadoes.
It's kind of like the back door my brother had on his veterinary clinic. Burglars were bound to break in to look for drugs and money, so he put a cheap door there and left $20 in the open till. The money and the cheap door was much cheaper to replace than was a secure "burglar proof" door and the damage done to the building was a lot less. Sometimes it makes more sense to proactively control an allowable loss rather than try to prevent any loss.