FWIW: Roth Panels usually come in cheaper than WarmBoard. There are pluses & minuses to each...
Not having much in the way of competent local contractor support to choose from isn't a good sign. You may want to revisit the radiant floor approach (or become Jr. Hydronic Designer yourself.

), and maybe spend the money on improving the building envelope up to Net Zero Energy capable levels. A higher-R house also increases the average radiant temperatures of the rooms too, but it doesn't have the same cozy-toes barefoot comfort when it's 0F outside. How much that extra toe-kush is worth to YOU is up to you, but the additional comfort benefit of radiant floors a high-R house isn't nearly as much as in a code-min (or sub-code) house.