Alton, As a builder, I am very careful about what I will and will not allow the owner to participate in on a “turnkey” project the construction site is a very dangerous place especially during the rough framing – “shell stage” for insurance purposes and their own safety, our turnkey contracts restricts the owners presence on site without being escorted. We work with many home owners in allowing them to participate in capacities that they are capable of accomplishing. If the owner is an electrician, plumber, etc. by trade of course they would be allowed to do those portions of the build. We also let people do their own painting, trim work, flooring, cabinets, landscaping, etc., basically things that are non structural and more easily correctable. When there is a construction loan involved it usually makes no sense for a homeowner to do the work, the faster the job gets done the quicker they get in, if the owner participates in anything it slows the process down while they pay additional monthly construction interest and delaying their use of the property. I once had a customer want to be responsible for the kitchen cabinets, after he gave the cabinet maker a $10,000. deposit , the guy disappeared to Europe for six months., the cabinet job took 8 months to complete, so what was saved? most owners tell me after , that they would not want to participate again, it is really like having a second full time job On the other hand, we also do many “shell only” projects where the owner- builder successfully completes the home their selves. But an owner really needs to assess the risk – reward of the portions they want to attempt and realize there may be no savings at all, just the satisfaction of saying “I did it my self”
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