Argon enhances the U-Value of the window in any climate and it will improve the perfomance of the window. The most critical factor to design for in the deep south is SHGC. In Florida, you should put in windows that have a SHGC of .40 or less, (less is even better). This is fully explained on the
Energy Star website. See also the
Efficient Window Collaborative.
In Northern Climates, the factors change. It is best to see if the particular window you are purchasing is Energy Star Qualified for your particular location. Your selection of Argon, low-e windows should help you save up to 20% on your electric bill in Florida.
In Florida, impact rated windows may be required and would certainly be recommended (to reduce you insurance rate and protect against break-in) but not necessarily. For more info on this see
BiltBest custom windows.
Other organizations that explain and rate windows are:
WDMANFRCIt is probable that in the next few years, windows such as what you purchased will be mandated by code, so tell your husband to relax and use the savings on yor energy bill to buy a bass boat.
Randy