For a Zero Energy Passive Solar Home in Upstate NY i have the following suggestions:
Try very hard to model your home using Energy-10 or some similar program this will let you see the thermal effect of different window options.
Based on our experience this type of analysis for a house in your climate, will point you in the direction of triple glazing with a high Solar Heat Gain Coefficient (SHGC) low-e -- especially for your south facing glazing.
(for an example of some computer modelling based analysis of how to get to Zero see:
http://www.energysmiths.com/resources/documents/BE2006ZEHsession.pdf )
Remember too the key to Zero Energy Passive Solar is more than incredibly energy efficient windows. You need have an incredibly good envelope. This means super high levels of insulation (likely R40 walls R60 ceiling) and extreme levels of air tightness --- and an air to air heat exchanger!
Another key element as you approach zero is to incorporate some mass to absorb day time gains and release them at night. But for this to work you'll need to tolerate some degree of day/night temperature swing.
We have a customer just north of here (here being Ottawa ON) that followed this recipe. While he did use some wood heatlast winter, the last time he fired his stove was Feb 22.