marlibaumann-
I had a similar decision to make on windows in my living room, with two facing north that I wanted to be low SHGC (for the lower U-value), and two facing east that I wanted to be high SHGC for passive solar gain in my heating-only climate. I elected to make them all low SHGC so that they would be consistent, but now I realize that the low and high SHGC windows look the same visually. The high SHGC are typically specified at slightly higher in visual transmission, but I can't tell the difference. I think that you have a good idea to use the high gains up top and the low gains below.
Lee Dodge
http://residentialenergylaboratory.comin a net-zero source energy modified production house