The short answer is yes, there is flexibility, but the extent of that flexibility depends on your construction assembly choices.
When meeting T24 energy codes, you can choose the performance method, which will allow you to use more than the 5% west facing (and 20% overall, btw) as long as your performance report shows it uses no more energy than the "standard design" for your climate zone.
Trade-offs are made between the energy usage of the different systems on the building. Depending on what you plan to use for your insulation, mechanical, water heating, glazing types, etc. the report can dictate how much glass you can place on your west wall.
Word of advise: If possible, try and get plans submitted before the end of 2016. The new Title 24 energy code, effective Jan. 1st 2017, is expected to toughen residential T24 compliance by 30% |