Kind of an odd note was reading your question, I have recently built an ICF home as well, and yes, put in what its designed to use, ie the load....however sometimes your local code may require a certain size based on sq feet and you may have to do some convincing of the local inspector to allow a smaller unit.....
But one note, ICF homes are soo tight, its ridiculous, the vacuum effect in the home can be very strong..... One thing I found, at least in my home, you want to really want to instualte and seal up everything really tight.
basically, while your home is really tight, it draws more air at the few cracks in the house, ie the doors, windows and roof. IE the cold / hot spots around those areas seem to be amplified. Imagine a pressurized airplane cabin with a little hole in it
SO a suggestion, pay a little bit of extra attention to the quality and insulation of the doors and windows.... for me, some patiently and carefully applied weather stripping worked wonders, and I'm in the process of adding more insulation to the roof / attic
Overall, the ICF concept seems to work very well, I went form a 1200sq foot home to a 2200 sq foot home and my utility bills are basically the same, and considering I went form nat gas int he 1200 sq ft home to propane is pretty impressive