The way I'm looking at it is you only have one chance to build it right and we will most likely retire there also. I haven't drawn up the house plans yet, but I have it in my head and would say by the time I deduct openings and some inset walls above which I plan on being 6" or 8" metal skin SIP my Square footage of ICF wall should be around 3,000 facial feet. So I should be looking at about a extra $1,500 to add a additional inch to the exterior. Would love to put even more on the exterior, but I think it would be wiser to put that cash into better windows.
If you consider your interior temps staying a contestant 70 deg. and exterior conditions during the summer climbing up to 95...98 deg I would say the core would benefit quite well with the extra protection given by an additional inch of EPS. The more heat or cold energy that reaches the core would obviously raise or lower the core temp affecting the interior wall surface temp. The energy that has been stored in the core from the earth below and HVAC system would be less affected. To what extent who knows....
As for ROI I guess that would be rather difficult to figure out as how it affects the thermal mass is hard to calculate? But I guess knowing I have 1" more EPS than most builds here in the southeast, should make me feel better
