I would appreciate opinions on the validity of this load calculation. I'm very new at this, and am not really sure I did it correctly. I would like to use Mitsubishi Mini-Splits for Heating and Cooling - I think. I'm open to any suggestions. I plan on working with an HVAC pro, but I want to be sure at least I know enough to be dangerous (or annoying) before I contract any one...

Thanks all!
Particulars:
Home in Annapolis, MD
Waterfront (but well protected).
Front of house faces NW.
ICF Construction -
Walkout basement of which approximately 50% of total wall space is underground.
36 x 40 Foot Print
Unfinished Basement, Main Floor (Great Room, Master suite, kitchen Living area) and Lofted Second (2 Bedrooms, bath and laundry)
Cathedral Ceiling - R49
LowE Glass
LowE Smart Sun on NW facing (Andersen 400 Spec)
So, here are the results of HVAC load calculations using "Mass HVAC Sizer V4.0"
EDIT: I apologize. Links not working. Standby.