So our plans may be changing and I would still be a long way away from building after these changes (initiating divorce), I would still build with ICF.
My question would be, is it possible, or how hard would it be to add a second story to an ICF home after you have lived in it for years (and I would prefer to make the second story ICF as well). I would do my best to pre-plan for this, basically, I would design the 2-story, put everything I needed to make it a 2 story (joist hangars, rebar for the next pour, etc.) and then get plans to build it as a one story first