Yes, a vapor barrier is necessary to control moisture. One modification that I recommend is the installation of 6" of stone with drain tiles under the insulation. This is because of the heavy clay soils in our area, western KY, which create high water tables and poor natural drainage. The drain tiles are routed to daylite or a sump as necessary. Check with your local building officials, they should be able to give a fair appraisal of your soil conditions. They should also be able to discuss the need for radon mitigation. That need varies greatly depending on the soil conditions in your area. In my city, we have no radon to deal with, but 50 miles east and it is a major concern. If you need mitigation, the stone bed above is the starting point for most below slab mitigation schemes.
As to the electric cables in your slab, that is up to your preferences. Possibly in the bathrooms, if you like the tile floors very warm.
If you can't find an architect in your area, contact me. We did a SIPS design project near Little Rock a couple years ago, and would be glad to discuss yours, as well.
Wes Shelby
Design Systems Group
1-877-659-1950
[email protected]