See the attached , from an Insurance Agent who specializes in risk management

Any steel SIPS suppliers, contractors near MN Minneapolis? Where would I go to find them?

why the difference between block and steel SIPs? I can see the advantage in steel SIPs over block for energy efficiency but this wouldn't seem to figure in a risk policy for an insurance carrier?

mmagowa;

Are blocks also used for the roof system? No the weak point has always been the connection at the wood truss system. Plus the steel SIPs are rated as non-combustible. hence the lower rates.

Chris,

ok. I understand the difference in roofs. Steel and SIP definately has advantages to a point. A firemen once told me of concern regarding steel stud homes when the fire reaches critical point and the steel melts. Apparently they are more of a danger to firemen and people in a burning building near melt down but the fact there is much less to burn in the amount of combustibles and lack of ability to add to the furnace is definately a plus anticipated by the price.

mmacgowa

I agree with the fireman, but if the fire is hot enough to melt steel studs, there is no chance of saving lives or the structure.

In a steel sip home their are no combustibles in the structural components -  the only way fire could sustain itself would be thru the non-structural components and contents

Hi: Just something from my previous life as a claims manager. What used to be referred to as a class "A" building for insurance purposes was one that was built basically with no combustional construction material. SOG or pan poured concrete, metal framing or concrete tilt up etc.. So my guess is that a Sip with metal would qualifty provided no wood is used in the sub floor or roof. However, please take this with a grain of salt, as I have been out of that business now for 25+ years. Bob

Bob;

 

In Florida there is also a "superior" classification that steel SIPs fall into

From what I understand about fires, you don't want to be in any SIP house with a fire. Hopefully the fire alarms go off and the occupants leave before the 02 is sucked out and the fire extinguishes itself.

From what I understand about fires, you don't want to be in any  house with a fire.