Sure thing and happy you found our HR design software to be useful.
No, this would not be a good idea. Doing this would reduce or eliminate the modulation feature which would negate this beneficial and often needed feature. The NextGen stainless steel heat exchangers are expected to last 15-20 years and cost less than $200 to replace. As in any boiler, actual life is largely a function of the quality of water and the quantity of annual operational hours. So it is best to properly size the boiler for each specific application (i.e., accomplish a proper building heat loss analysis) and use a boiler that is fully rated for the specific application. Furthermore, any replacement heat exchanger must be compliant with the boiler nameplate kW rating in order to meet UL certification and electrical code. As such, it is recommended that any replacement heat exchanger be ordered for the actual full kW rating of the boiler and forgo derating.
I should also add that additional discussion on the NextGen boiler may be found here:
NextGen Boilers
After installing these boilers for about a year now, we highly recommend them. We are also very impressed with their customer service...which is how I originally learned about the subject of your post...we asked similar questions!