I'd first start with an accurate load calculation. What does the house currently require for heating and cooling.
Then, I'd adjust the load calculation to show how much any improvements will affect the load. Most likely, windows and insulation will reduce the loads significantly enough to be worth it.
After that, I'd contact Mel Hensch. He's the EarthLinked sales rep in NY. He'll know which dealer you should contact for a good setup. Either Mel, or the dealer should be able to do the accurate load calculation for you and show what different setups would do to the load and price of geo.
Mel's info is:
[email protected] , Tel: 508-328-4735.
I would definitely say that geothermal is a great fit for your home.