Money means little , What was the KWH idealy of the equip itself ,considering you dont have a baseline . your in Canada but where you heating degree days would also be usufull . Does you t-stat indicate use of aux if so how frequently
also on the KWH any other large loads in the home 80 inch plasma , hot tub going 24/7 outside stuff like that .
With out specific EWT/LWT GPM Watts eff cant be determined
how many tons is the system?