There's no way your heat load is anywhere near 75K, but it might be half that, or even a bit more. I'm going to go out on a limb here and offer a WAG that it's probably 40-45K as-is, but that it can be easily and cost effectively reduced to about 25-30K.
A fuel-use/heating-degree-day ratio is a fairly accurate way to measure the actual heat load. (75K is ridiculous- are you using 1800-2000 gallons of oil per year? Didn't think so!) Got a K-factor on an oil bill to report? (K-factor HDD/gallon- it's simple arithmetic to get from there to a pretty realistic heat load number.)
If going geo, it should be sized for the "after" picture of all of your building envelope improvements, but a fuel-use calc can tell us where you're starting from, then be aggressive on the heat load calculations from there.
And be aggressive about load reductions as well:
Those clear storms over the single-panes delivers a U-factor of about 0.5. From the pic it looks like you have about 24 windows at about 10 square feet each, or 240 square feet total. Assuming a design temp of +5F and an interior temp of +70F would give you a load from just the windows of about 240' x U0.5 z (70F-5F)= 7800 BTU/hr. Replacing the storms with low-E storms would run about $200/window (less, if DIY), call it ~$4800 total and deliver a performance of about U0.3, which would reduce the window heat load to about 0.3/0.5 x 7800= 4680BTU/, a
reduction of 3120 BTU/hr, or about $12K/ton, which is more expensive than the geo required to support the load, but with a much longer lifecycle, and zero operating costs, and has comfort benefits you can FEEL, beyond the mere energy use reduction.
It looks like the above grade portion of your foundation averages about 2', and assuming a 25 x 36' perimeter that's about 120' perimeter x 2' is 240 square feet. A foot-thick brick/stone foundation will have a U-factor of about U1.0, so even if you let your basement drop to 50F when it's +5F out ( 45F delta), the losses out the foundation are going to be on the order of 240' x U1 x 45F= 10,800 BTU/hr. If you put 3" of cheap reclaimed roofing EPS (R12) on the interior side of the foundation the U-factor would drop to about 0.075, and the basement would "coast" at about 65F for a 60F delta at +5F. That makes the basement losses now about U0.075 x 240' x 60F= 1080 BTU/hr a
reduction of about 9720 BTU/hr. If you do it with reclaimed roofing foam (there are several local vendors- search the Worcester or Providence craigslist materials section for "rigid insulation") it'll cost about $12 for a 4x8 sheet, and with a perimeter of 120' you're looking at about 30 sheets for a total of less than $400, call it $1000 by the time you've paid for the furring & tapcons (or an interior non-structural studwall) and 30 sheets of wallboard, plus labor. (If you take the studwall approach you can go with 2" foam then use unfaced batts in the studwall cavities to cut another 400-500 BTU/hr or so off the basement load.)
If you hire an illegal from the Azores or do it yourself it's pretty cheap.

Assuming you paid union-scale it might run as much a $5K total, for a load reduction of about 3/4 ton or about $6700/ton, which is cost competitive with geo.
Almost all of the relevant air leakage is a at the band joist & foundation sill, and at the attic-floor plane, since that's what drives the heat load. You may still want to replace the doors (if you do, go with something insulated, to at least R4, steel or fiberglass), but they're a minor player in the whole house infiltration problem. You can air-seal and insulate the roughly 120' square feet of band joist & foundation sill to the top of our basement-wall foam with 2" of closed cell spray polyurethane. Since you're only looking at about 250 board-feet of foam it's probably cheaper to do it your self (wait until June, to let the band joist dry out from it's winter load) with 300 board-foot Tiger Foam /Fomo-Foam kit, and some unfaced batts on the interior side. Total cost, under a grand, total load reduction is unknown, but substantial.
Use the remainder of the foam kit (or buy a 12 board foot FrothPak at a box store) to seal all of the electrical & plumbing penetrations in the attic floor before adding any insulation. Box over any recessed can lighting and foam-seal it to the plaster & lath or gypsum or whatever you have up there. It looks like you have two brick chimneys, which probably have a 2" clearance to combustibles at each floor pentration, with an open chase running from the basement to the attic. This can be blocked using sheet metal air barriers, using fire-rated duct mastic to seal the seams, standard mortar (mixed with bonding agent) to bond to the masonry, and can-foam or duct mastic to seal where it meets the wood or gypsum. Seal them both at the upperfloor ceiling, and in the basement. Left open it's literally sucking air out the top, depressurizing the house, sucking air in at every other air leak.
To insulate the attic, first wrap the chimneys with R15 rock wool batts starting at the upper floor ceiling, up to above where you intend to blow insulation and use steel wire (chicken wire fencing can work here) to hold it in place. Roxul is now available thorugh the box store chains, and the goods designed for 16" o.c. spacing are fine if you're only looking at a depth of a foot, but the 23" inchers for 24" o.c. studs may be better. You're looking at only one $35 bag of batts, either way, so just go with the 23 inchers. You'l need to install either rigid board insulation or something else to keep the blown insulation a couple inches away from the roof deck or it may rot (1" is code min, but 2" is better.) make yourself some cardboard depth gauges, and blow it full of at least a foot of cellulose. For 1000 square feet that's about 1200lbs of cellulose, or about $500 worth of goods. (Box store will give you a couple days free blower rental with that much cellulose, or you could have a pro do it.)
Between the air sealing and cellulose you'll be knocking another
8000-10,000 BTU/hr or so of heat load off the peak load, at a cost WELL below that of the geothermal required to support that load.
That's where to start- looks like a 20-24K reduction in heat load for about the cost of 1.5 tons of geothermal. I'm sure there is more around the fringes, but that would be the bulk of it. If you were re-siding you could cost-effectively do a foam-over on the walls and really knock it out. With a blower door test and infra-red cameras you can spot any big air leaks in the walls, as well as any uninsulated or under-insulated wall cavities, which can often be easily blown from the exterior on vinyl-sided homes by popping a vinyl clapboard and drilling into the cavity from the exterior.
Anything less than this on the building envelope front would be a waste of oversized geothermal. I'll bet you can get the heat load on this place to the 2-ton range without breaking the bank, at which point you'd be looking at the rare sub-$20K geothermal installation rarely seen in these parts. (I've never seen one my self, but I've heard rumors that they might exist. The average in CT a couple of years ago under their rebate program came in at $9K/ton at an average size of something like 5-6 tons.)