After two years of operation, my house has demonstrated better than net-zero source energy operation, with detailed data provided at
http://www.residentialenergylaboratory.com/net_energy_use.html and further links from there. This was accomplished in a standard production, wood-frame house modified during the design phase with the following: (1) upgraded insulation package for ceiling (R-60), walls (R-27), and crawl space (R-19 walls, R-5 underneath), (2) redesigned roofs on house and garage to get overhangs on south side, and mounting place for solar systems, (3) upgraded to triple-pane windows with high solar gain on three sides of the house, (4) addition of one window on south side, (5) addition of a modest size 3.15 kW DC photovoltaic (PV) system, (6) addition of a small solar thermal system for domestic hot water, and (7) addition of interior cellular shades on windows.
Total additional cost for these modifications was $22,080, excluding windows but including the cost for the high solar gain coatings. Including the cost for upgrading the windows from double-pane vinyl to triple-pane wood/aluminum cladding, which was cosmetic as well as for energy savings, the total cost for all modifications was $28,580. This was less than the cost for upgrading the lot size and the granite!
Thus, it is possible, with a quality builder, to achieve a very low-energy, or even net-zero source energy home by straightforward changes in the design phase of home construction. It is much less expensive to make these changes during the design phase than after a house is built. If working to stay within a budget, it is necessary to compute energy savings and costs for each proposed modification. You can see the cost/benefit analysis for this project at
http://www.residentialenergylaboratory.com/costs.html. (Caveat: Achieving net-zero source energy is easier here than in many parts of the U.S. due to the high solar insolation here, but the winters are significant at this location, a Colorado mountain valley that averages over 7000 deg F (3900 deg C) heating degree days annually.)