Hi Lee:
Sorry, I thought that you were making a 'joke' about my life expectancy.

All kidding aside, I agree with you, and I am reconsidering my insulation levels & types throughout the house - I don't think that I will be in the house long enough to make 'super-ish insulating' worth it. I don't think that it will help my re-sale value either because, to most people, a house is a house is a house...
My 'fliipping foundation', on sloping bedrock, is my biggest problem - expensive to build with no 'living space return on my investment' as most of it will have about 3 feet of headroom. My building code requires a 'continuous perimeter foundation'.
Rob.