Posted By Boontucky-girl on 08/12/2008 9:20 AM
Here's a detail I did in paint of what I had in mind before I thought about the taper top/brick ledge option.
Take the rim board out of the picture and move the SIP in that amount. If you have 1.5" of joist end over the concrete you should be OK. The part of the sill plate that extends over the foam will carry some of the load back to the concrete. You can expect roughly a 45° angle for the load that goes back to the concrete, i.e. if the sill plate is 1.5" thick, about 1.5" of wood extending past the concrete will be carrying load back to the concrete. This effectively gives you about 3" of joist bearing area which is plenty. Most joist hangers provide only 2" or 2.5" of bearing length.
Draw it up and give it the joist supplier and SIP supplier. They can give you a definitive answer as to whether it's acceptable or not.
You will probably need to use blocking at the joist ends. Ask your building inspector. Mostly they're needed to keep the joists from tipping while workers are walking on top of them before the subfloor gets fastened down. And, workers will be walking on them.