you will place a pipe in floor under wood floor or in slab
You will place a piece of wire under wood floor or in slab
Both will be met with the same energy resistance. conductor issues.
Why electric radiant heating efficiency isn't effected by radiator R value:
With electric heat, it doesn't matter how hot the wire has to get to provide sufficient heat to the room - there is no place to lose heat to and it will always be ~100% efficient.
With other fuels, there is an efficiency benefit from operating at cooler temperatures (less heat out the exhaust or better COP) - so you want to minimize radiator R value.